Long-term care has become a major challenge for most families today in the United States. 70% of people over age 65 will need long-term care services and support at some point.*

In fact, every family will be touched by this challenge. Whether it is your mom, grandma, mother-in-law, sister, or your spouse, 3 out of 5 families will face this situation.

How do you handle this? How do you take care of them and your own family?

It can decimate your assets to the point of bankruptcy. But, if you are smart with your planning, it will become easier financially and emotionally to deal with this situation.

Most health insurance plans don’t cover daily, extended care services and Medicare only covers short stays in nursing homes or limited at-home care under strict conditions. For these reasons, many people seek long-term care insurance. Depending on your coverage, a long-term care policy reimburses you for services to assist with daily living activities, including personal and custodial care. Policies offer many different coverage options and prices are based on a number of factors.

Long-term care insurance not only helps you pay for the care you need but can also help safeguard your loved one’s financial future.

Give us a call to set-up your free consultation.

*“Who Needs Care?” LongTermCare.gov.